Buying 100,000 coins in College Football 26 (CFB 26) can save you a significant amount of grinding time compared to earning them purely through gameplay. To understand how many hours you save, it helps to look at the most efficient natural coin farming methods and their approximate coin yields per hour.
One of the fastest legal ways to farm coins is by playing Solo Seasons on Freshman difficulty. Completing a full Freshman season, which takes about 90 minutes, can earn around 6,000 to 7,000 coins, including wins and playoff bonuses. This means you can expect roughly 4,000 to 5,000 coins per hour with consistent play. More competitive modes, like Campus Legend or All-American difficulty, yield higher rewards—up to 12,000 coins per 90-minute season—but also require more skill and effort.
Daily and weekly objectives, Ultimate Team challenges, and limited-time events add to your coin income but often require additional time investment and varied gameplay. Combining these activities can increase your coin earnings but generally won’t double the base farming rate.
Assuming an average farming rate of about 5,000 coins per hour, earning 100,000 coins naturally would take roughly 20 hours of focused play. This estimate can vary depending on your skill level, game mode, and efficiency in completing objectives and challenges.
By contrast, purchasing cheap CFB 26 Coins with real money instantly grants you the full amount, effectively saving those 20 hours or more of grinding. This can be especially valuable if you want to quickly build a competitive Ultimate Team or access high-value player cards without delay.
Some players also combine coin purchases with NCAA 26 Coins rewards from events and challenges to build their teams even faster while staying partially within gameplay loops.
Buying 100,000 CFB 26 coins can save you approximately 20 hours of grinding based on typical farming rates. Whether this time savings is worth the cost depends on your priorities, budget, and willingness to invest time versus money. For players focused on long-term, casual progression, grinding remains a viable and rewarding path, while those seeking rapid advancement might find purchasing coins more convenient despite the risks.